Pensions for Individuals

Inheritance Tax Planning

Pensions for Business

Many clients have substantial assets held within pension funds, perhaps left with a previous employer or in a collection of policies such as personal pensions, or retirement annuities. Many are frustrated that they are unable to control the investment of their pension funds due to what appear to be complex rules and barriers.

However,the introduction of new legislation in April 2006 and the growing popularity of Sipps (Self Invested Personal Pensions) means that there is now an opportunity to consolidate these pensions (where appropriate) and establish a more structured investment approach.

For clients in these circumstances professional advice is essential.

Advice is available on the whole spectrum of individual and company pensions, including:

Annuities,

Executive Pensions (EPPs),

Income Drawdown,

Pension Transfers,

Personal Pensions,

Phased Retirement,

Retirement Annuity Plans,

Self-Invested Personal Pensions (SIPPs),

Small Self-Administered Schemes (SSASs) and Stakeholder Pensions